If you have missed several payments, you may be in imminent danger of having your wages, Social Security funds, or taxes garnished by the federal government. Federal loan servicers are not required to go to court prior to seizing your checks. They can do it through an administrative action. This means they just ask to have your income attached and they are granted it. You may or may not receive notice of this action. Your paycheck will just start being lower. If you are employed, your employer is required to deduct the amount out of your paycheck. You cannot discharge a default or garnishment in bankruptcy except for very specific circumstances.
Student Loan Law Group helped me tremendously. They were able to get my student loans consolidated and I don't have to pay anything a month. I'm glad I chose them. The process was quick and easy.
“SLLG has made a significant impact on my life. Thanks to help from their attorneys, I can actually afford my monthly payments and my credit score has improved.”